Never let your cash surprise you.
Profit isn't cash. Liquid gives you real-time insight into your runway and instantly shows the impact of scenarios. See shortages coming months in advance and make decisions with certainty.
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Your bank as a blind spot
You see your bank balance changing, but where exactly is it going? Manually sifting through and categorizing bank transactions is tedious work. You lose your grip on your actual spending patterns.
Profit is not cash
You’re profitable on paper, but your bank balance is under pressure. Excel doesn’t warn you about the impact of VAT payments, inventory, or slow accounts receivable on your runway.
Scenario paralysis
Want to run a what-if scenario? Then you have to copy your entire spreadsheet and adjust formulas. Too much hassle, so you just don't do it.
From 'black hole' to crystal-clear insight.
Liquid does what your accounting software and spreadsheets can't. We automatically link your bank transactions to the underlying invoices and general ledger accounts. This lets you see not only that your balance is changing, but exactly why. We combine this historical insight with your forecasts and scenarios for a crystal-clear view of your future liquidity.
Analyze your cash flow down to the invoice
Why was the burn rate higher last month? Liquid breaks down your bank transactions. We match payments to invoices, so you see exactly how much cash went to 'Facilities' or 'Employees'. This lets you perfectly compare historical expenses against your budget for the future.
Your runway, always up-to-date
Profit on paper doesn't pay the bills. Liquid calculates your runway based on payment terms, VAT payments, and more. Because we work with a Rolling Forecast, your horizon continuously shifts forward. You know exactly today whether you'll still be 'in the green' 6 months from now.
Test your decisions in a 'Sandbox'
"Can we make that investment?" "What if a customer pays late?" Create a new scenario in minutes and immediately see the impact on your bank balance. Visually compare Best Case and Worst Case in one chart, without accidentally breaking your primary forecast.
What our customers say
“Our clients want to understand what’s happening, without the fuss. Liquid helps them do that.”
— Chris Schulte, Business consultant - Flanc
Make financial decisions with confidence.
Stop guessing your runway. Start steering based on hard facts and clear scenarios today.
Frequently Asked Questions about Cashflow
Liquid uses the direct method. We look at actual bank transactions and expected payments (invoices), instead of a theoretical reverse calculation from profit. This provides a much more accurate picture of your actual short-term liquidity position.
Yes. Liquid has a unique 'breakdown' technology. We automatically link historical bank transactions to the corresponding purchase or sales invoices. This way, you see not only that money went out, but also exactly which expense category or creditor it was linked
Automatically. When creating your forecast, Liquid factors in the configured VAT rates and payment terms per category. Revenue of €10,000 in January with a 30-day payment term will therefore only appear in your bank balance forecast in February, including the VAT payment at the right time.
Absolutely. You can create scenarios (e.g., 'Worst Case' or 'Investment Round') alongside your main budget. These scenarios act as a 'sandbox': you immediately see the impact on your liquidity, without overwriting your original budget or forecast.
No, Liquid retrieves bank transactions via the connection with your ERP software. As long as your bank is up to date in your accounting system, so is Liquid.